Ryan Zabrowski
Time is a critical component and often the most important factor in every decision made in life, capitalism and investing. As we grow older and hopefully wiser, we learn that time is not some intangible construct but rather life’s most precious asset. The wealthiest cannot buy it and we all run out of it. Time is the greatest gift you can give to someone…unless they are poor, in which case it’s money.
Jack’s Oujo
Jack’s Oujo CPA/PFS, CFP®, MS, is the founder of Oujo Wealth Strategies, one of the nation’s largest tax-focused wealth management firms. Jack spent eight years in the minor leagues pursuing the dream of becoming a major league umpire. This book takes you on his journey, from the decision to become an umpire, through the endless and often cramped travels, low pay, and interactions with players, managers and supervisory personnel, to his abrupt and callous release—by mail, no less.
Jason Ader
Time is a critical component and often the most important factor in every decision made in life, capitalism and investing. As we grow older and hopefully wiser, we learn that time is not some intangible construct but rather life’s most precious asset. The wealthiest cannot buy it and we all run out of it. Time is the greatest gift you can give to someone…unless they are poor, in which case it’s money.
James M Russo
It’s impossible to manage a portfolio without occasionally making mistakes. Learning from those mistakes is what helps keep me humble. As a pilot, overconfidence can lead you to take risks with the airplane that you shouldn’t. Young pilots are especially susceptible, believing they are bulletproof. I’ve lost a lot of friends who flew airplanes.
Keith Mooney, Joseph Lyons
We were watching an NBA championship game. One of the players was making shot after shot, most of which were from 25 or 30 feet away. He was “in the zone” and it seemed like he didn’t even have to aim; he just tossed the ball up and in it went. He could hardly wait to get his hands on the ball and hoist up another swish. He obviously felt he couldn’t miss. Interestingly, during his previous game, that same player missed 15 consecutive shots, experiencing one of his worst-ever shooting nights.
Thor Mcilrath
Time is a critical component and often the most important factor in every decision made in life, capitalism and investing. As we grow older and hopefully wiser, we learn that time is not some intangible construct but rather life’s most precious asset. The wealthiest cannot buy it and we all run out of it. Time is the greatest gift you can give to someone…unless they are poor, in which case it’s money.
Stewart Flaherty
In this comprehensive but easily understood book, Flaherty explains that regardless of how carefully you plan your future, its’ a certainty that it won’t unfold exactly as you expected. That is why he advocates planning not only for what you hope to attain but also for what you don’t anticipate. His firm’s trademark Lifestyle Financial Managment process helps clients identify and commit to the fundamental principles that enable sound financial decisions.
Stew Flaherty
Having a coach or advisor who has gone through difficult times, overcome obstacles and helped others achieve their goals is invaluable. When I began my journey with the fledgling U.S. women’s bobsled team, I employed the concept of principles over products. At the start, we had nothing: no sleds, no coaches, no uniforms, no money and virtually no support. I had some background in raising money but I knew nothing about bobsledding. What we did have were some dedicated girls and some willing volunteers.
Robert Krakower
As a nation, America faces the possibility of declining like the Roman Empire in its latter days, where citizens became richer, lazier and unhappier than ever. Who will lift the country out of its apathetic malaise? Certainly not our political leaders, who have forgotten how to lead. Today’s politicians, like most of those who came before them, simply kick the can down the road when it comes to finding solutions. Every recent generation has done the same so the problems perpetuate indefinitely and grow worse. And it’s sad because today we have the resources and education to know what to do and all the reasons to succeed. What we lack is the wisdom and vigor to do it.
Eric Muir
Investors who act on information they glean from the media believe they are getting accurate, timely information. If they didn’t, they wouldn’t pay any attention. The media knows they must purport to be delivering credible information and so they parade an endless procession of analysts, economists, fund managers and other “experts” who are given name recognition and exposure in exchange for providing “inside” information. The real dope is the investor who listens and acts on the speculation without questioning the motives of the person offering the advice.
Walter Wisniewski, Allison Vanaski
The bottom line is that you don’t need any more tips or ideas about how to choose investments. If instead you pay attention to what is important in your life and finding personal fulfillment, the rest of your concerns will take care of themselves. It isn’t getting the highest return on your investments that will bring you to your “Aha!” moment; it’s pursuing and fulfilling your dreams. Further, the adversities you encounter along the way contain the seeds for new and better things to come. Your biggest financial failures will present you with opportunities for future financial success. Cherish them!
Dale Buckner
Many animal studies shed light on how ancient man was able to recognize troop mates almost instantly. They were programmed to feel more comfortable among their troop mates and family. Further, they felt safer when surrounded by familiar locations and landmarks.
Jeffrey David Ross
Simply put, the reason to invest in the great businesses of the world is because the path of human progress is upwardly-sloping, making the world always more valuable, and the value is primarily created by businesses, which themselves increase in price as they become more valuable. The trick is to recognize this principle during the times when our collective pessimism makes it appear that the businesses of the stock market are becoming less valuable.
Wayne von Borstel
Children tend to emulate the spending habits of their parents. If you are a moneyholic, chances are your children will be afflicted with the same addiction. Children who are taught the value of money at an early age have a better chance of becoming self sufficient, responsible adults. They are also far less likely to take up residence on their retired parent’s couch as middle-aged laggards.
Dan Danford
I reject the notion that personal finance has to be boring. In fact, one reason many people fail is because they envision it as boring, and it very likely has been drudgery most of their lives. So the remedy to the boredom challenge is to add some spice in accomplishing goals.
I really do appreciate your help with this project and your patience and great contributions. One day it would be fun to come out with a second edition, I’ll certainly keep you in mind if I do!
My entire experience with you has been great. Clearly you made me a better writer.
It’s with fondness that I think back to those days I hated, no dreaded, dealing with words and thoughts that I could not imagine would end well. In fact, I could not envision anything. But your persistence, flexibility and forgiveness let to a project that today I am proud of and is a usable tool in my practice. Accept the enclose signed copy of the book knowing I am a better person because of you.
